HUD-Backed Affordable Housing
Affordable Condos in Jersey City — Starting at
$165,000
Estimated Move-In: November 2025. 1 & 2-Bedroom Units Available. Limited Spots.
From $165K
Affordable pricing for quality homes
Prime Location
Near transit & amenities
Modern Amenities
Elevator, parking, EV charging
HUD Program
Government-backed housing
About 307 Bergen Avenue
307 Bergen Avenue is a 12-unit affordable housing condominium in Jersey City, developed by Garden State CDC and Cara Squared LLC, with support from HUD. Designed for families and professionals seeking quality homes at accessible prices.
Unit Types & Pricing
| Unit # | Unit Price |
|---|---|
| 201 (1 bedroom) | $165,000 |
| 202 (2 bedroom) | $215,000 |
| 203 (2 bedroom) | $215,000 |
| 204 (2 bedroom) | $210,000 |
| 301 (1 bedroom) | $170,000 |
| 302 (2 bedroom) | $220,000 |
| 303 (2 bedroom) | $220,000 |
| 304 (2 bedroom) | $225,000 |
| 401 (1 bedroom) | $175,000 |
| 402 (2 bedroom) | $230,000 |
| 403 (2 bedroom) | $233,000 |
| 404 (2 bedroom) | $235,000 |
Key Requirements
Minimum score of 640 required
Credit Score
Savings Required
At least 5% of purchase price for down payment
Income Requirements
Within HUD-approved ranges (e.g., 1 person $49,055–$75,040)
Building Amenities
Elevator building
Bike friendly
EV charging stations
Amenity space
One block from Light Rail
Package room
Multiple bus stops nearby
Security intercom
On-site parking (lottery + fee)
How to Apply
1
Fill Application
Complete the preliminary application form below
2
Get Confirmation
Receive your eligibility confirmation via email
3
HUD Program
Proceed with guided assistance through purchase
FAQ´S
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This project will require you to verify your household composition, income, and assets for eligibility. Kindly submit your preliminary application here.
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There is a deadline of August 30th, 2025. However, this deadline is subject to change depending on the number of respondents. We will continue to accept applications past the deadline until each of the units is filled.
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1. Please note that this is the first step in the application process. Your preliminary application will be reviewed for potential eligibility.
2. Applicants who appear to meet the household, income, and credit criteria will be added to the Waiting List and will receive further instructions on how to officially apply via email.
3. Applicants who do not appear to meet the minimum criteria will be notified by email of their status and will not be added to the Waiting List.
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While applicants are waiting, we recommend that you:
Start educating yourself on the benefits and responsibilities of condominium ownership
Look into taking a First-Time Homebuyer Education class
Start gathering documents required to purchase an affordable unit. Find these documents here:
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An email response will be provided within 60 days of submitting your preliminary application. The volume of interested applicants may extend this period.
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This project is currently under construction, with expected completion and move-ins by November 2025. Building construction may be subject to delays.
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Please feel free to email us at 307bergenavenue@gmail.com with any questions you may have.
Preliminary Application
If you are interested in purchasing an affordable condominium unit at 307 Bergen Avenue, please fill out the preliminary application below.
The information that you provide here will be used solely to determine eligibility to be added to the 307 Bergen Avenue unit purchasing Waiting List. This application does not guarantee that you will be able to purchase one of these units.
Only one application per household will be accepted.
Discover Your Future Home
Trusted Partners
*Equal Housing Opportunity
This development is a partnership between Garden State Community Development Corporation and Cara Squared LLC.
